Terms and Conditions of Credit Card No Cost EMI
The following terms & conditions apply to any transactions made using NO cost EMI as a payment option on Amazon.in.
• The No Cost EMI facility is being offered to the customers who make a purchase transaction on www.amazon.in or the mobile application/ mobile site thereof (collectively, “Amazon.in”) using an eligible credit card issued by any bank using EMI facility; if available on Amazon.in
• The No Cost EMI facility is funded by participating sellers and brands (as the case may be) and is made available on select products, as determined from time to time by such sellers and/or brands
• The No Cost EMI payment option can be availed using the credit card of any bank on Amazon.in and is not available on purchases made using net banking or pay on delivery payment methods.
• Using the No Cost EMI payment option, the customers who undertake the purchase transactions on Amazon.in, will only pay amounts such that the total of these amounts during the EMI tenure is equal to the list price of the products as displayed on Amazon.in (at the time of making the purchase transactions). The participating sellers or brands (as the case may be) will provide amounts equivalent to the interest imposed by the banks to undertake the purchase transactions on EMI.
• The banks issuing the credit cards reserve the right to charge Goods and Services Tax (GST) or other applicable taxes on the purchase transactions undertaken on EMI which will be over and above the product price.
• Customers can add more than one item to their cart and if all the products are eligible for No Cost EMI, such customer will receive No Cost EMI payment option on all items. No Cost EMI discount will be calculated only on the eligible items in the cart.
• Customers may avail the No Cost EMI facility, provided that:
- the order is not cancelled by the customer or the participating sellers or Amazon; or
- the product is not returned / exchanged by the customer.
• The EMI facility is made available to the customers by and in the sole discretion of the banks issuing the credit cards. Amazon will not be liable for any claims on account of availability or non-availability of EMI facility.
• Amazon reserves the right to stop No Cost EMI payment option at any time without prior notice and without any liability
Terms and Conditions of Debit Card No Cost EMI
The following terms and conditions apply to no cost equated monthly installment (“EMI”) transactions made using an eligible debit card issued by any bank providing an EMI facility to its debit card holders and using EMI facility as a payment option (“No Cost EMI”).
• The No Cost EMI facility is being offered to the customers who make a purchase transaction on www.amazon.in orthe mobile application/ mobile site thereof (collectively, “Amazon.in”) using a debit card issued by any bank, providing an EMI facility to its debit card holders, using such EMI facility; if available on Amazon.in.
• The No Cost EMI facility is funded by participating sellers and brands (as the case may be) and is made available on select products, as determined from time to time by such sellers and/or brands.
• The No Cost EMI payment option can be availed using the debit card of any bank (providing an EMI facility to its debit card holders) on Amazon.in and is not available on purchases made using net banking or cash on delivery payment methods.
• Using the No Cost EMI payment option, the customers who undertake the purchase transactions on Amazon.in, will only pay amounts such that the total of these amounts during the EMI tenure is equal to the list price of the products as displayed on Amazon.in (at the time of making the purchase transactions). The participating sellers or brands (as the case may be) will provide amounts equivalent to the interest imposed by the banks to undertake the purchase transactions on EMI.
• The banks issuing the debit cards reserve the right to charge Goods and Services Tax (GST) or other applicable taxes on the purchase transactions undertaken on EMI which will be over and above the product price
• For every ICICI bank debit card No Cost EMI transaction, ICICI bank charges a processing fee of Rs. 200, which will be billed in the first repayment instalment.
• For every HDFC bank debit card No Cost EMI transaction, bank charges a processing fee of Rs. 99, which will be billed in the first repayment instalment.
• For every Kotak Mahindra debit card EMI or No cost EMI transaction, bank charges a processing fee of Rs 99+GST which will be billed in the first repayment instalment.
• Customers can add more than one item to their cart and if all the products are eligible for No Cost EMI, such customer will receive No Cost EMI payment option on all items. No Cost EMI discount will be calculated only on the eligible items in the cart.
• The customers may avail the No Cost EMI facility, provided that:
- the order is not cancelled by the customer or the participating sellers or Amazon; or
- the product is not returned / exchanged by the customer.
• The EMI facility is made available to the customers by and in the sole discretion of the bank(s) issuing the debit cards. Amazon will not be liable for any claims on account of availability or non-availability of EMI facility. Customer having a debit card may be required to enter into separate agreements or arrangements (by whatever name called) with their bank to avail / use the EMI facility.
• Amazon reserves the right to stop No Cost EMI payment option at any time without prior notice and without any liability.
The following terms & conditions apply to any transactions made using BFL EMI Card as a payment option on https://www.amazon.in.
• The Bajaj Finance No Cost EMI facility is being offered by Bajaj Finance Limited (“BFL”) to the customers having a Bajaj Finance No Cost EMI card (“Card”).
• No Cost EMI (using the Card) as a payment method is available on select products sold by participating sellers on https://www.amazon.in/ or the mobile application/mobile site thereof (collectively “Amazon.in”).
• The Bajaj Finance No Cost EMI facility can only be availed using the Card and is not available on purchases made using net banking or pay on delivery payment methods.
• As long as all items in the cart are eligible for No cost EMI on BFL, you can avail the No Cost EMI with BFL option during checkout.
• Amazon has no role to play pertaining to the Card including but not limited to its issuance, approval, any extension, pre-closure, or closure of any facility using the Card and such matters are solely determined by BFL.
• The customer’s use of the Card is also governed by the below hyperlinked terms and conditions prescribed by BFL and any other terms applicable to the use of the Card agreed between the customers and BFL.
• By using the Bajaj Finance No Cost EMI facility, the customers hereby fully and unconditionally release and completely discharge Amazon against any claims (howsoever arising) in respect of use of the Card or the No Cost EMI facility, and all such claims (if any) will lie only against BFL. The customers also agree and acknowledge that Amazon will not be liable or responsible for any claim on account of availability or non-availability of No Cost EMI facility on Amazon.in
• Amazon reserves the right to stop No Cost EMI facility at any time without prior notice and without any liability.
• Amazon does not charge the customer any processing or convenience fee in providing the Bajaj Finance No Cost EMI facility.
• If an order using the No Cost EMI facility is cancelled, any refund to the customers or cancellation of loan facilities using the Card will be undertaken by BFL. The customers hereby agree and acknowledge that Amazon has no role in this regard and that Amazon will not be liable or responsible for any claim on this account.
• Amazon will not be held liable for any dispute arising out of or in connection with such No Cost EMI facility or the customer’s use of the Card on the Website.
• Please contact BFL for any queries in relation to the Card.